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The Beginner's Guide to TRAIN (Tax Reform for Acceleration and Inclusion)


The year 2018 is looming around the corner, and the new year will begin with the kick-off of our new Tax system - the Comprehensive Tax Reform Program (CTRP) or TRAIN.

The Simplest ways to make the best of your 13th Month Pay


Finally! The month of December is here! Most of us just recently received our 13th Month Pay and I am pretty sure that you are excited about what to do with it.

Thirteenth (13th) Month Pay Calculator


I've created an in-page 13th Month Pay Calculator to help my fellow workers out there in projecting the amount that they will be receiving this coming December.

Taxation in the Philippines–How To Compute Your Income Tax


We are nearing the end of 2017, we will be facing the challenges of the new year 2018 with renewed hope and enthusiasm. But the final battle for the previous year is in the month of April, which is the dreaded filing of the Income Tax Returns (ITR) to BIR (Bureau of Internal Revenue).

How To Compute Your 13th Month Pay


December! It is probably the happiest month of the year. This is the month where resolutions are made and mostly broken at the start of the new year. Long Holidays, Sales here and there, Parties left and right, Gift giving, and playing the game of tag or hide and seek with our god-children…. If you know what I mean.

The Social Security Pension Plan - Is it enough to cover your retirement?

This article is the continuation of my previous post titled The Philippines Social Security System – SSS. I advise reading the article to have a full grasp of what we will discuss here.

The Philippines Social Security System - SSS

As mandated by law, all individuals working in private institutions, self-employed and OFWs must have an SSS fund.

How To Play a Hidden Game in Android

We are already in an era that technology is an indispensable part of our lives, we use it everyday; life will drastically come to a standstill if technology will be taken from us. Take the smartphone, for example, it can do so much that it broke the barrier of just a communication device. It can even rival the functionality of a laptop given that it has the right applications installed. But one of the most prominent function of a smartphone is its entertainment feature. Music, Movies, Games, you name it, and there are a plethora of applications just for that. Some need an internet connection, some are not.

Credit Card, Debit Card or Prepaid Card. Which one is for you?

As Warren Buffet said, "If you can't pay it in cash, you can't afford it" This is the mantra that needs to be followed if we want to achieve financial freedom.

Travelling Essentials - What to bring when going out of town.

Who does not love to travel? We are all wanderlust at heart! We want to travel as many places as we could. We even want to travel to the moon if given the chance. But my guide only covers the earth, so we are going to leave that for another topic… ^_^.  Traveling can do many wonders to ourselves, it relieves stress, it give us peace of mind, it helps us gather our wits and be back on focus, and most of all it gives us wonderful memories and experiences that we can tangibly tell.

Saving Techniques when income is running low

We all want to save. We all want to have a good life when we get older. We all want to provide the best for our loved ones. But there is one major hurdle, your income is barely enough to cover your basic needs.

How To Secure Your Computer

The year 2017 has been marred by cybersecurity threats, one of which that caught the attention of the whole world is the WannaCry ransomware.What is a ransomware? A Ransomware is a kind of malicious code that infects a device and encrypts its data, rendering it unusable.
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