Your Life in Perspective (The Introvert's Perspective by Ælfræd)

Effective January 2023 until 2024 the employee SSS contribution will increase. The lowest contribution amount will be Php180 (previously Php135) and the ceiling contribution remains at Php900.

UPDATE: The Pag-IBIG Fund halted this year's premium increase (Pag-IBIG defers contribution hike to 2024 to ease burden on members: official). Pag-IBIG will still be using the ceiling contribution of Php100 instead of Php150 for the year 2023. Effective January 2023, the HMDF or better known as Pag-IBIG will increase its contribution rate. This pag-ibig contribution increase was supposed to be set in 2021, but was deferred to 2022 and was moved again this year.

UPDATE: As per the latest news, the government issued an order to suspend this year's PhilHealth premium increase (PhilHealth premium hike halted in 2023). PhilHealth will still be using the 4% premium instead of 4.50% for the year 2023 until further notice. Refer to this calculator PhilHealth Contribution Calculator for 2022 to compute your contribution. This is our Introductory gift for the year. Effective January 2023, the PhilHealth contribution will (again) increase. The lowest combined (employer-employee) contribution amount will be Php450, while the ceiling contribution is Php4050.

As we wrap the year 2022 and face the challenges of the new year 2023, let us revisit the top articles of Your Life in Perspective blog.

As we remember our departed this All Souls Day, let us try to explore the grim truth that even in death, you will still incur expenses. How much money do you need to die peacefully?

It is without a doubt that the Stock Market gives the best rate of return compared to other investments. This is why many of us entered this business to find our path to financial success.

"Step out of your comfort zone." Once you are outside this bubble, life's magic begins to happen. This is where opportunities lay await for yours to take. The question is would you dare to step outside of it?

Conventional wisdom dictates that living in the province is more efficient (expense-wise) compared to living in urban areas. They were right about that, but…

When the US inflation rate reached 8.6%, it sends a shiver to the global economy. Its effects are slowly creeping in. As for Filipinos living on the other side of the world, the question is: How does inflation affect the Filipinos?