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The Php10,481.00 Estimated Average Poverty Threshold in the Philippines, Truth or Fiction?


April 2019, the Philippine Statistics Authority (PSA) had released the Poverty Threshold numbers for the first semester that is amounting to Php10,481 for a family of five (5). Depending on where you are in the country, this amount may or may not meet your family's living expenses. Let us breakdown the numbers and see if this is plausible to apply.

Master the Art of Risk Management in the Stock Market


We often hear that a huge number of people lose money in the Stock Market. This is certainly true, not because of the wrong decisions you've made during a trade, but the lack of plan to mitigate the loosing situation. This plan is called Risk Management. As defined by investopedia: In the financial world, risk management is the process of identification, analysis and acceptance or mitigation of uncertainty in investment decisions.

Risk Reward Ratio–How Much Risk Are You Willing to Take for a Reward?



When you invest your money to whatever investment vehicle you opt in to, you are entering a deal that has both risk and reward situation. Playing the Stock Market game without a proper risk-reward ratio set up is the same as gambling where you are set up to loose no matter what.


How To File Your Income Tax Return If You Have Two or More Employers within a Year



April 15 is the critical date for all Filipinos because it is the set deadline for the Income Tax Return (ITR) filing. If you are employed, then this process is handled by your company.

SSS Employee Monthly Contribution Calculator Philippines


Effective April 2019 the employee SSS contribution will increase. The lowest contribution amount will be Php80 and the ceiling contribution is Php800.

The Social Security System (SSS) Old vs New Contribution Table



Effective April 2019, the monthly SSS contribution will be increased. One of the reasons for this increase is to extend the fund life until the year 2045.

COL Financial Buy and Sell Calculator



To play the Stock Market game, you need to study the proper entry and exit when deciding to buy and sell a position. Remember always the mantra "Buy Low Sell High" is equal to Profit. Knowing when to buy is a pretty straightforward process. However, it is difficult to


How Much is the Current Taxi Fare here in the Philippines?


In October 2017, the Land Transportation Franchising and Regulatory Board (LTFRB) released a mandate increasing the Taxi fare. Though it was released over a year ago, the implementation took awhile because LTFRB is doing the Taximeter recalibration when a Taxi is due for Franchise renewal.

5 Amazing Blog Posts of 2018


As we welcome the new year, let’s take a look at the most read articles that was published here on Your Life In Perspective.

Product Review: Fujifilm Finepix S1 Bridge Camera



The camera is one piece of technology that enable us to preserve precious memories. You can basically travel back in time by just looking into pictures that you've took.
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