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Top 5 Amazing Blog Posts of 2022


As we wrap the year 2022 and face the challenges of the new year 2023, let us revisit the top articles of Your Life in Perspective blog.

How Much Does It Cost to Die Peacefully in the Philippines?


As we remember our departed this All Souls Day, let us try to explore the grim truth that even in death, you will still incur expenses. How much money do you need to die peacefully?

5 Rules You Need to Take into Heart to Increase Stock Market Success


It is without a doubt that the Stock Market gives the best rate of return compared to other investments. This is why many of us entered this business to find our path to financial success.

How to Leap outside Your Comfort Zone


"Step out of your comfort zone." Once you are outside this bubble, life's magic begins to happen. This is where opportunities lay await for yours to take. The question is would you dare to step outside of it?

Cost of Living in the Philippines


Conventional wisdom dictates that living in the province is more efficient (expense-wise) compared to living in urban areas. They were right about that, but…

Inflation: Does It Matter to You in the Philippines


When the US inflation rate reached 8.6%, it sends a shiver to the global economy. Its effects are slowly creeping in. As for Filipinos living on the other side of the world, the question is: How does inflation affect the Filipinos?

Just Narrating My Relocation Journey Part 2 of 2: Traveling with a Pet


I've mentioned in my previous article about the process of sending my household items to the province. In this article, I'll recount my experience of the travel itself.

Just Narrating My Relocation Journey Part 1 of 2: Transferring Household Items


I've been working in NCR for 10 years now. During those 10 years, it is inevitable that the once empty house will be filled with household items. And the hardest challenge when relocating is the transport of these items.

Philhealth Increase in Contribution Starting June 2022


As the dust from the recent election begins to settle, another surprise begins to unravel. And that is the (long-awaited?) Philhealth increase.

Understanding the Five Stages of Grief: What to Do When Your Investments Are Losing Money


The election had ended. Unfortunately, not all of our chosen candidates gained the needed votes to hold office. Some are at a loss. Some are not. However, some are even in worse shape because their investments are losing too.

How to Pick the Right Stocks to Invest In


It is an undeniable fact that politics affect stock market performance, especially if it involves the highest position in the land where economic decisions are made. This coming presidential election, we voters need to do our research and cross-check with facts before casting our vote. Pretty much the same when we choose what Stocks to buy.

Stress Awareness Month: How to Deal with Financial Stress


Stress. As long as we are living in this mortal world, we will experience it. But the good thing is even stress has its benefits. If dealt with accordingly.

Financial Lessons from the Bible: What The Bible Can Teach You About Money


If there is one book that gives advice and even the "how" of living your life, then The Bible is the ultimate candidate. As we observe the Holy Week, let us dive into how the Bible can help with our money issues.

SSS Pension Calculator: How Much Monthly Pension Will You Get When You Retire


If you are still in your 20s, the concept of saving for your retirement is still very unusual. You might think that you are still young and have plenty of time.

Investing Basics: The Fat-Free Guide to Unit Investment Trust Funds and Mutual Funds


If we talk about investing, it is almost always that the Stock Market is the number one pick when it comes to making money (if done correctly). The cryptocurrency industry is also not that far behind.

How to Use the 10-5-3 Rule of Investments in Asset Allocation


If you search the "10-5-3 Rule" in Google or Yahoo or any search engine for that matter, most of the first page results will be in the field of Customer Service.

Philippines Fire Prevention Month: Safety Precautions


The month of March in the Philippines is the start of our so-called summer season. Though the correct term for this is 'Dry Season'. The Philippines don't have a 'Summer' season.

Wonder Women: 7 Personal Finance Blogs by Empowered Filipino Women


As we honor our women this National Women's Month, let's check some of our empowered females. As they help fellow Filipinos to become financially healthy.

How to Start Loving and Accepting Yourself


Before we end the month of love, ask this question: Do you love yourself? Probably you will answer yes instantaneously. Now, try this simple activity. Look in the mirror and ask this question: Do you love yourself fully? Chances are, there will be a pause before you can give yourself an answer.

Some Hard Truths about Prenuptial Agreements: Do You Need One?


Love is in the air. Many will gather their courage and propose their eternal love, but not many will be granted a YES. If you are one of those fortunate ones, depending on the status of your partner or even yourself, you might need to create a prenup agreement.

Philippine Monthly Net Salary Calculator


The bigger the gross income or salary, the bigger the deductions. This is an inescapable fact. So, before you sign that Job Offer, make sure that your net income or salary is within your ideal range.

Philippine Tax Withholding Calculator for 2022


In 2020, I created an income tax calculator to help compute your estimated monthly withholding tax. The intent was to give you an estimate of your remaining salary after all the tax deductions.

PhilHealth Contribution Calculator for 2022


Effective January 2022, PhilHealth will still retain its 3% premium rate from the year 2020 instead of using the planned 4% increase for 2022. The lowest combined (employer-employee) contribution amount will be Php300, while the ceiling contribution is Php1800.

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