Your Life in Perspective (The Introvert's Perspective by Ælfræd)

As we wrap the year 2022 and face the challenges of the new year 2023, let us revisit the top articles of Your Life in Perspective blog.

As we remember our departed this All Souls Day, let us try to explore the grim truth that even in death, you will still incur expenses. How much money do you need to die peacefully?

It is without a doubt that the Stock Market gives the best rate of return compared to other investments. This is why many of us entered this business to find our path to financial success.

"Step out of your comfort zone." Once you are outside this bubble, life's magic begins to happen. This is where opportunities lay await for yours to take. The question is would you dare to step outside of it?

Conventional wisdom dictates that living in the province is more efficient (expense-wise) compared to living in urban areas. They were right about that, but…

When the US inflation rate reached 8.6%, it sends a shiver to the global economy. Its effects are slowly creeping in. As for Filipinos living on the other side of the world, the question is: How does inflation affect the Filipinos?

I've mentioned in my previous article about the process of sending my household items to the province. In this article, I'll recount my experience of the travel itself.

I've been working in NCR for 10 years now. During those 10 years, it is inevitable that the once empty house will be filled with household items. And the hardest challenge when relocating is the transport of these items.

As the dust from the recent election begins to settle, another surprise begins to unravel. And that is the (long-awaited?) Philhealth increase.

The election had ended. Unfortunately, not all of our chosen candidates gained the needed votes to hold office. Some are at a loss. Some are not. However, some are even in worse shape because their investments are losing too.

It is an undeniable fact that politics affect stock market performance, especially if it involves the highest position in the land where economic decisions are made. This coming presidential election, we voters need to do our research and cross-check with facts before casting our vote. Pretty much the same when we choose what Stocks to buy.

Stress. As long as we are living in this mortal world, we will experience it. But the good thing is even stress has its benefits. If dealt with accordingly.

If there is one book that gives advice and even the "how" of living your life, then The Bible is the ultimate candidate. As we observe the Holy Week, let us dive into how the Bible can help with our money issues.

If you are still in your 20s, the concept of saving for your retirement is still very unusual. You might think that you are still young and have plenty of time.

If we talk about investing, it is almost always that the Stock Market is the number one pick when it comes to making money (if done correctly). The cryptocurrency industry is also not that far behind.

If you search the "10-5-3 Rule" in Google or Yahoo or any search engine for that matter, most of the first page results will be in the field of Customer Service.

The month of March in the Philippines is the start of our so-called summer season. Though the correct term for this is 'Dry Season'. The Philippines don't have a 'Summer' season.

As we honor our women this National Women's Month, let's check some of our empowered females. As they help fellow Filipinos to become financially healthy.

Before we end the month of love, ask this question: Do you love yourself? Probably you will answer yes instantaneously. Now, try this simple activity. Look in the mirror and ask this question: Do you love yourself fully? Chances are, there will be a pause before you can give yourself an answer.

Love is in the air. Many will gather their courage and propose their eternal love, but not many will be granted a YES. If you are one of those fortunate ones, depending on the status of your partner or even yourself, you might need to create a prenup agreement.

The bigger the gross income or salary, the bigger the deductions. This is an inescapable fact. So, before you sign that Job Offer, make sure that your net income or salary is within your ideal range.

In 2020, I created an income tax calculator to help compute your estimated monthly withholding tax. The intent was to give you an estimate of your remaining salary after all the tax deductions.

Effective January 2022, PhilHealth will still retain its 3% premium rate from the year 2020 instead of using the planned 4% increase for 2022. The lowest combined (employer-employee) contribution amount will be Php300, while the ceiling contribution is Php1800.