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The Stock Market Is Down: Three Fail-Safe Investments for Your Hard-Earned Money



The global stock market had suffered a major downturn mainly due to the Novel CoronaVirus (COVID19) outbreak.
As days passed, countries are reporting their own cases of the virus and is slowly becoming a pandemic (global outbreak), though let us hope that this will not be the case.

Because each country is doing its best to control the infection, trade relations are affected and its economic impact is showing in the stock market. So how can you still make money during these times of ordeal? That is the question that this article will try to cover.


The Three Fail-Safe Investments



  1. Bonds: Also known as Fixed Income Instruments. This is a relatively safe investment because regardless of the economic state, your capital will be returned to you plus with interests when the maturity date expires. Offered mostly by the Government or Private Institutions. 
  2. Cash Equivalents: Money Market Accounts, Certificate of Deposits (CDs), Treasury Bills (T-Bills). Similar to Bonds but offered mostly by Banks with the exception of T-Bills as this offered by the government. 
  3. Cash: This is not an investment per se but holding onto Cash until the market settles is a good idea. Sometimes, it is much wise to step aside and just fight another day.


Given the situation, the stock market scene may encounter rough waters on the coming months while we wait for vaccine or the virus dying out. Let us hope and pray that there will be no further outbreak. Be Safe!


"Patience is not simply the ability to wait - it's how we behave while we're waiting."
Joyce Meyer


Do you have a safe investment vehicle in mind? Share your perspective in the comments below!



- Your Life In Perspective by Ælfræd (Elf Counsel)

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